Atwater Title Agency handles residential purchases, refinances, and investor closings from our office on East Jefferson Avenue. Most of the work happens online. Every file still gets a closing coordinator you can reach by phone.
Atwater issues title insurance through nationally recognized underwriters and handles the whole closing in house: search, escrow, signing, recording, and the final policy.
Owner's and lender's policies, escrow, and settlement for buyers and sellers. We run the search, clear what turns up, and handle the signing and disbursement.
Most refinance files clear in seven to ten business days. We coordinate the payoff directly with your lender and can send a notary to the borrower.
Bulk acquisitions, fix-and-flip, BRRRR, 1031 exchanges, and tax-deed cleanup. If you are buying ten properties across four states, it stays one file with one coordinator.
Atwater is directly licensed to handle residential title and escrow work in eight states. Whichever one your property sits in, the file stays with the same closing team.
Our team is licensed and conducts closings in:
Five stages from signed contract to recorded deed. Select any one to see what you get and roughly when.
Send us a purchase agreement or a lender request and we open the file, assign your closing team, and confirm receipt within four business hours. Your coordinator emails you a checklist of what we still need.
A lot of agencies turn down tax-deed cleanup, simultaneous double-closings, and multi-property portfolios. We do that work, and we do it across all eight states we are licensed in, so a portfolio spread over three of them still runs as one file.
Every commitment and closing package gets a second examiner before it leaves the office.
Your coordinator is named on the file and answers the phone. You will not be routed through a queue.
We track where files slow down and fix the step that caused it, rather than adding another status email.
Tax liens, missing heirs, and broken chains are routine here. We work them instead of declining the file.
Agents, lenders, and the other side's counsel all get the same straight answers.
A rough number before you order. The settlement, search, and notary fees below come from our current published schedule for the buyer or borrower side. Title premium is an estimate until we pull the actual rate.
Estimate only.Atwater's own fees are shown at our current published rates; title premium is illustrative and final premium may vary based on policy form (ALTA 2006 Owner's, Loan Policy 06-17-06, Homeowner's), endorsements, simultaneous-issue discounts, and reissue credits. Government recording fees, transfer taxes, and other third-party charges are set by your county and are not included above. Seller-side fees are quoted separately.
Atwater Title Agency, Inc. is a title and settlement company at 1380 E. Jefferson Avenue in Detroit, Michigan. We are directly licensed in Florida, Georgia, Illinois, Michigan, North Carolina, Pennsylvania, South Carolina, and Tennessee.
Most of a closing can be handled without anyone driving anywhere, and that is how we run it by default. The diligence is where we don't cut corners. Every file goes through two examiners and a documented identity check. Wiring instructions go out by email and then get confirmed by phone on a number you already have for us, and nothing leaves the trust account until that call happens.
Get in touchAtwater Title Agency, Inc. is directly licensed in Florida, Georgia, Illinois, Michigan, North Carolina, Pennsylvania, South Carolina, and Tennessee.
Yes! In addition to our eight states, Atwater Title Agency can assist with transactions in: AL, AZ, CA, CO, IN, KS, KY, LA, MA, MO, MS, NV, OH, TX, VA, and WI.
Even better, there is no additional cost to you. Atwater remains your single point of contact throughout the transaction, coordinating with our trusted title partners in these states so you and your clients enjoy one seamless closing experience without having to manage multiple title companies.
Title insurance protects you and your lender against financial loss from defects in the title to real property: undisclosed liens, recording errors, forgery, missing heirs, and similar problems. A lender's policy is required by most mortgage lenders. An owner's policy is optional but strongly recommended; it protects your equity for as long as you or your heirs own the property, for a one-time premium.
Our standard purchase closing timeline is 21 business days from executed contract to funding, driven primarily by the lender's underwriting timeline rather than title work. Refinance closings typically clear within 7–10 business days.
Not at this time. Signings are conducted in person at our Detroit office or by mobile notary at a location of your choice across our service area.
We deliver wiring instructions by email and verify them with you by phone. Before sending any funds, call your Atwater closing coordinator at a phone number you have independently confirmed, never one provided in an email, to verify the account details. If you receive an email claiming our wiring instructions have changed, do not act on it; call us first.
Our examiners search public records back through the statutory period for liens, judgments, easements, restrictive covenants, mortgages, mechanics' liens, tax delinquencies, and any other encumbrances on the property. Findings are disclosed in a written title commitment with Schedule A (insured items) and Schedule B (exceptions and requirements).
Title insurance premium rates are filed with each state's department of insurance, and in several states they are set by it. In Florida, for example, rates are uniform across all licensed agents. We disclose all fees in writing on the Closing Disclosure (CD) before signing.
Send us the basics. A licensed Atwater coordinator usually responds within four business hours with your file number and a checklist of what we still need from you.
Office hours are 8:30 AM – 6:00 PM Eastern, Monday through Friday. After-hours and weekend signings are available by appointment.